Commit yourself to saving all your loose change found over the year, rounding up purchases to the nearest dollar and saving the difference. In addition, deposit cash rewards earned from credit cards and cashback apps into your savings account.

It’s easy to dismiss loose change as inconsequential – mere pennies scattered on the sidewalk of life. But even the smallest contributions can add up to something meaningful over time. It’s not always about the grand gestures or sizable deposits, but rather the consistent habit of setting aside whatever we can, no matter how small.

Sometimes, all we can spare is a few cents here and there, and that’s perfectly okay. This challenge is about recognizing that every penny saved is a positive step forward.

Harness the power of the spare change that often slip through the cracks of our daily lives by spending an hour today searching, counting, and rolling the loose change in your home. The average American home is sitting on more than a hundred dollars in loose change. Use those findings to kick-off this challenge by depositing it into a high-yield savings account to start earning interest.

Over the next year, commit to depositing any loose change you come across into your savings accounts. Whether it’s a penny found on the sidewalk or a handful of coins discovered in the couch cushions, every bit adds up.

Pledge to round up every purchase to the nearest dollar and save the difference each month. You can do this in the moment or use the round-up feature offered through many banking accounts. However, if this is not an option, at the end of each week, go through your statements and round-up your purchases by deposit the total in your savings account.

Finally, deposit any cash rewards earned from credit cards or cashback apps into your savings. This small change may seem inconsequential in the moment, but over time, it has the power to accumulate into significant savings.